Vikram Pandit is a prominent figure in the world of finance, known for his leadership roles and expertise in investment banking. He holds a bachelor's and master's degree in electrical engineering from Columbia University, followed by a Ph.D. in finance from the same institution. His academic background provided a strong foundation for his career trajectory. Pandit began his professional journey at Morgan Stanley, where he spent over a decade and a half, eventually rising to the position of President and Chief Operating Officer. During his tenure, he played a significant role in shaping the firm's strategies and navigating the complexities of the global financial markets.

Following his departure from Morgan Stanley, Pandit founded a hedge fund called Old Lane Partners, which was later acquired by Citigroup. This acquisition marked his entry into Citigroup, where he would ultimately become the Chief Executive Officer. Taking the helm during the height of the 2008 financial crisis, Pandit faced the daunting task of stabilizing and restructuring the struggling financial institution. He implemented a series of strategic initiatives, including costcutting measures and asset sales, aimed at restoring Citigroup's financial health and rebuilding investor confidence. His leadership during this turbulent period was closely scrutinized, and he navigated significant challenges, including government bailouts and regulatory scrutiny.

After successfully guiding Citigroup through the crisis and returning it to profitability, Pandit eventually stepped down as CEO in 2012. Since then, he has remained active in the financial industry, pursuing various entrepreneurial ventures and investments. His career has been marked by both significant achievements and considerable challenges, solidifying his place as a notable figure in the history of modern finance.